If you have a C & P exam scheduled, use caution when the examiner asks you any financial questions.
When you are asked, "How are finances handled and bills paid around your house?, be aware that the wrong answer could start the fiduciary appointment process for you.
A simple reply like, "My wife handles my checkbook and pays the bills at my place." is a signal that says you are incompetent to handle your own finances. Once the examiner notes that in your record, the Regional Office is likely to send a Field Agent to your home to start the process of appointing and to have you pay a stranger to receive and manage your VA benefit money.
If you are capable of managing your finances but like most of us you and your spouse have agreed to just one of you doing the bills, be very careful how you answer any finance questions during a C & P exam.
Also see Fiduciary Appointments
You have an absolute right to a good and adequate C & P examination. All too often, the examiner doesn't stick to the rules he or she should follow closely.
I've personally had examinations by professionals who were concerned about my health and went way beyond what they had to do to ensure a perfect examination.
I've also encountered examiners who appeared to be totally dumbfounded by the world around them and they hardly noticed I was there.
You have to prepare for either extreme. The following will tell you how to get the best exam and what to do if you don't feel your exam was adequate.
It's your job to understand how the C & P exam should progress. Nobody can or will do this for you.
Before you have a C & P exam...read the instructions for yourself.
Read this page of the A to Z Guide carefully. Now, read it again.
Then, go the the VA Disability Worksheets. Find the category that fits your claim. Read until you understand what the examiner should be doing.
Next, go the the C & P Service Clinician's Guide